0% APR · No credit checks · 12 monthly payments · Free UK delivery
PayMonthlyMobiles

Unlocked Phones, Monthly Payments

Unlocked phones pay monthly over 12 equal payments at 0% APR. Use any network, keep your number and enjoy free UK delivery.

Top picks

Freedom to use any network

An unlocked phone works with any SIM from any UK network, giving you total freedom. With unlocked phones pay monthly you can spread the cost of the handset over 12 equal payments at 0% APR while staying on the network and plan that suits you — or switching whenever you like.

Great for travellers and switchers

If you travel abroad, an unlocked phone lets you pop in a local SIM and avoid roaming charges. If you like to chase the best SIM-only deals, you can move network the moment your plan ends without unlocking fees or waiting periods. It is the most flexible way to own a smartphone.

Top unlocked models

Choose from popular Samsung Galaxy, Google Pixel and other leading brands in a range of storage options and colours. Every phone in our range is unlocked as standard. Browse the selection below and open any product for full specs and details.

Transparent payments

With 0% APR, the total you pay equals the price of the phone, divided into 12 easy payments. You can check your spending limit in around 60 seconds with no credit check, so it is quick and easy to see what you can choose.

How paying monthly works with us

Choose the phone you want, check your spending limit in about 60 seconds and, if accepted, split the cost into 12 equal monthly payments at 0% APR. There is no airtime contract attached, so you keep your current SIM or pick any network you like. Your phone is delivered free to your UK address, and you always know exactly what leaves your account each month. Credit is subject to status and available to UK residents aged 18 and over, so please only borrow what you can comfortably repay.

Frequently asked questions

What is an unlocked phone?+

A phone that is not tied to any network and works with any SIM card.

Can I pay monthly for an unlocked phone?+

Yes, over 12 payments at 0% APR, subject to status.

Will it work abroad?+

Yes, you can use local SIM cards when travelling.

Is delivery free?+

Yes, free UK delivery on all orders.

Related