SIM-Free Phones on Monthly Payments
Buy SIM-free phones pay monthly. Spread the cost of an unlocked handset over 12 equal payments at 0% APR and keep the SIM deal you love.
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Keep your SIM, upgrade your phone
A SIM-free phone on monthly payments gives you the best of both worlds. You get a brand new handset without being tied into a long, expensive network contract, and you keep your existing SIM, number and plan. For lots of people that means a cheaper overall bill, because SIM-only deals are usually far better value than bundled contracts that hide the phone cost inside a higher monthly tariff.
Why SIM-free is smarter
When you separate the phone from the airtime you can see exactly what each costs. Buying SIM-free phones pay monthly lets you switch network whenever a better deal comes along, take a local SIM when you travel abroad and avoid early termination fees. Once your 12 payments are complete, the phone is entirely yours — there is nothing left to pay and no contract to escape.
Popular SIM-free models
Our range covers the phones people search for most, including Samsung Galaxy and Google Pixel models in a range of storage sizes and colours. Every handset is unlocked, so it will work on any UK network from day one. Browse the selection below, compare features and open any product to see full details before checking your spending limit.
Simple, transparent payments
There is no interest with 0% APR, and the cost is divided into 12 equal monthly payments. You will know your total cost up front, which makes budgeting simple. Because there is no credit check to see your limit, you can explore options without worrying about your credit file, then decide whether a SIM-free monthly plan is right for you.
How paying monthly works with us
Choose the phone you want, check your spending limit in about 60 seconds and, if accepted, split the cost into 12 equal monthly payments at 0% APR. There is no airtime contract attached, so you keep your current SIM or pick any network you like. Your phone is delivered free to your UK address, and you always know exactly what leaves your account each month. Credit is subject to status and available to UK residents aged 18 and over, so please only borrow what you can comfortably repay.
Frequently asked questions
What does SIM-free mean?+
The phone comes without a network SIM or contract, and is unlocked so you can use any SIM card.
Can I use my current number?+
Yes. Just pop your existing SIM into your new phone.
How many payments are there?+
12 equal monthly payments at 0% APR.
Is delivery free?+
Yes, delivery is free to UK addresses.